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Personal Service, Peace of Mind, Pleasant Memories

Services

Pre-need

Pre-planning Benefits

FAQs

Pre-planning Benefits

What is Pre-planning?

Today, more and more people are planning their funerals in advance. Preplanning, or prearranging, as this is commonly known, is simply taking care of your service details before the need arises. Working together with a Funeral Planning Professional, who has special training and experience, you can be sure these details are taken care of.

Do you want a traditional funeral or simple memorial service? Burial or cremation? In addition, you can choose to personalize specific items such as people to notify, location, readings or favorite songs, flowers, clothing, and anything else that is important to you.

Why Pre-plan?

  • Make your wishes known
    Your family and friends don’t have to guess what you want when you share your thoughts with them. And, by putting it in writing, you can be sure you’ll get the service you have planned for.

Preplanning can also help you determine exactly how much you should spend on all the specific events of your life that you would like honored and remembered.

  • Personalize Your Service
    Create a positive celebration? With preplanning, those close to you will know what you would like highlighted about the life you’ve lived, so they can commemorate the “real you.”

  • Be Satisfied, Knowing you have relieved an Emotional Burden for Your Family
    Planning a special service after losing a loved one is never easy. It’s already a highly emotional time, and when they don’t know your final wishes, brings added stress to those you love.

How do you Pre-plan?

It’s as easy as A-B-C! And our plan assistance service to you is FREE!

  • A  Collect Personal Information
    This includes gathering all the facts that you will want people to remembers: your biographical information, career, hobbies, family and friends. You can include any other special interest you have to help make your service even more meaningful for those who attend.
  • B  Make Arrangement
    When ready, you can sit down with one of Metropolitan Funeral Service’s planning professional who will explain the various options available. This information will help you determine your choice of service and make decisions on any other ideas you may have for your remembrance.

    A statement of your service selections will then be kept at the funeral home until needed. And we do NOT charge a fee for assisting you in making your plan.
  • C  Prefund Your Funeral
    Funeral prices, like other things, increase over time. By prefunding at today’s prices, you can be assured that the money will be there to cover tomorrow’s funeral costs.

    Prefunding can also help relieve the financial burden on those close to you. Handling the costs of a funeral, and possibly overspending because they weren’t certain of your wishes, can be extremely stressful and even a hardship. Once you have prefunded your services, you have taken that last step in assuring that your remembrance will be the way you want it with less stress on those left behind. This allows them to focus on remembering you and celebrating you life.

    There are a variety of prefunding options available. Your planning professional would welcome the opportunity to sit down and go through these with you.

Give the Gift of Peace! 

By both preplanning and prefunding, you can rest assured that your life will be remembered exactly how you want it to be.

Enjoy Peace of Mind

  • Your service will reflect your wishes, because you took the time to preplan and personalize your funeral
  • You will be satisfied knowing you have relieved your family and friends of future financial and emotional burdens
  • You have made a wise financial decision by prefunding your funeral expenses.
  • Now is the time to plan when you can think clearly while making these important decisions.

Interested in Learning More?

Our Funeral Planning Professional can help you make these important decisions. We will work with you to make sure your funeral service is everything you would like it to be, and will review a program for you – with NO COST or OBLIGATION.

You can contact us to speak to one of our staff,
at 757.480.1800 or 757.494.1800 or Click Here

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Pre-planning Frequently Asked Questions (FAQs)

Can I pre-pay for a funeral?

How does the process work?

What if I move to another state?

Why should I plan ahead?

What kind of documents should I keep on hand?

With the growing cost of funeral expense today, why do some people fail to make the pre-arrangements and what categories do they characteristically fall into?

Can I pre-pay for a funeral?

Yes, Metropolitan Funeral Service has different funding options that will help minimize the financial strain a family can experience when faced with funeral expenses.

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How does the process work?

You pay for the selected products or services in advance. You may pay in installments or in full. The monies are held in a Trust in the person's name, which is reinvested into the trust and allows the trust to keep pace with inflation.

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What if I move to another state?

You can change your trust to another funeral home if you move.

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Why should I plan ahead?

There are many reasons to prearrange and prefund your funeral. Some important factors to consider when making this decision are listed below:

  • Regarded as an Exempt Asset… When you apply for Medicaid, SSI Benefits, Federal Bankruptcy, or apply for Nursing Home care.
  • It’s Transferable… If you should move out of state, or simply choose another funeral home, your Advance Funeral Plan can transfer with you.
  • Your cost will not increase… When you plan and fund your funeral in advance, it is purchased at today’s prices. Your family will not experience the rising costs of inflation.
  • Optional Payment Plans… single and Multi-year payment plans are available. If death should occur before the payments are completed, the funeral plan may be paid in full, depending on the plan.
  • A Program for Everyone… Based on your overall health condition, your Advance Planning Professional at Metropolitan Funeral Service has a plan that will work for you.
  • Protects your loved ones… By planning and funding your funeral in advance, your family will experience less stress and avoid spending too much.
  • Peace of mind… By knowing that your funeral is taken care of. You will receive the funeral you arranged, at the price you agreed to.
  • 30-day Free Look… If you should change your mind, you have 30 days to cancel and receive a full refund.
  • Solid Program, Solid Decision… Advance Funeral Planning is endorsed by lawyers, trust officers, and financial planners as an effective way to provide for funeral expenses and preserve your assets for your beneficiaries.

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What kind of documents should I keep on hand?

There are several critical documents that everyone should have:

  • a power of attorney
  • a health initiative power of attorney
  • a living will
  • an inventory of assets and liabilities
  • a will

The power of attorney designates a trusted individual to oversee your business and financial affairs in the event of your physical or mental disability.

A health-care power of attorney authorizes an individual to make health-care decisions for you. It's often prepared along with a living will, also called an "advance directive," which specifies whether you want extraordinary measures to be used to keep you alive should you become terminally ill or permanently unconscious. If you prepare a living will, you can express your wishes concerning such a situation.

An inventory of assets and liabilities - give a trusted friend a list of your assets and liabilities, i.e., real property, bank accounts, personal effects, investments, insurance policies, outstanding debt, and credit card accounts. Provide the names and phone numbers of your attorney, accountant, broker, and other financial advisors.

A will - prepare an up-to-date will and/or trust. Without a will, the State may parcel out your assets to family members in a way drastically different from what you have done.

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With the growing cost of funeral expense today, why do some people fail to make the pre-arrangements and what categories do they characteristically fall into?

There are several:

  • People who do not know where to go for this advice and guidance.
  • People who refuse to accept death, or who have never had the experience of making funeral arrangements, or who have burdened someone else with this sad and unhappy task, who often make the unloving remarks, "That's okay, my wife will take care of it." The fact is that the wife does not take care of it, THE WIDOW DOES.
  • People who think they cannot afford to make pre-need arrangements because they lack the funds or the credit required to finance the pre-need plans. They do not take into consideration that just as the cost of living has increased,
  • People who simply do not care what happens to them or their families once they die. They feel that the emotional and financial strain of a funeral and burial upon their relatives is of no importance to them while they are alive. They make such excuses as "I won't worry about it because I won't be here." or "Frankly, I couldn't care less, I'm going to live forever."
  • I can only hope that common sense will prevail where love and responsibility and respect for family have not. We must realize that making plans for your final needs before your death is one of the most important ways to provide peace of mind for your family because it reduces their anxiety, pain and expense.

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